Treasury Department Federal Credit Union logo

Warning!!! – Do not respond to any emails claiming they are from Treasury Department Federal Credit Union. Do not click on any links to provide information. Do not provide any access information or personal information to any request for information. Contact Treasury Department Federal Credit Union by using the email address or numbers listed on our menu under contact us or thru home banking. For additional information, kindly refer to Security Center, also under our menu.

ENTER TO WIN $500*

Use your MasterCard Credit from now until March 2025 and you will be automatically entered to our grand prize.

Offer open to all TDFCU MasterCard Credit Card holders.

Not a TDFCU MasterCard holder then click here to apply online.

*One Winner will be selected each month from a list of eligible participants.
Employees, volunteers, and their family members are not eligible to win.
Winners will be announced in this newsletter. The more you use your MasterCard Credit Card,
the greater the chance to win. Winners are randomly selected. Periods are from the first day
of the month to the last day of the month.

Rates as low as 7.99% APR*

  • 80% financing with terms up to 60 months
  • Rates applies to new vehicles of current or previous model year

100% financing and terms up to 84 months are available. Great Used Vehicle financing is also available.

Click here to apply online or contact our Call Center Representatives at (202) 289-1950 or (800) 344-4497, option 4 or click here to contact us by email.  

*APR (Annual Percentage Rate) is subject to change without notice.  Rate quoted is the lowest rate for qualified applicants. Actual interest rate is based on term and individual credit history. Refinancing a vehicle financed by TDFCU will incur a $50 refinance fee. Relationship pricing may lower your interest rate.

Membership Program

To join Treasury Department Federal Credit Union, click here to complete an online Membership Application. Follow the instructions and add two forms of identification, (for example: driver’s license and a pay stub, etc.)

Join Today

Membership in Treasury Department Federal Credit Union is available to three primary groups:

  1. Employees worldwide of the U.S. Department of Treasury (Bureau of Fiscal Services, Office of Comptroller of the Currency, Internal Revenue Service, Etc.), Department of Homeland Security (U.S Customs and Border Protection, U.S. Secret Service, etc.), U.S. Federal Courts, U.S. Securities and Exchange Commission (SEC), CDC National Center of Health Statistics and other select employee groups.
  2. All persons who live, work, worship or attend school in Washington, DC and all persons who live, work, worship or attend school in 313 census tracts inside the Capital Beltway, extending north to south from Germantown, MD to Westmoreland State Park, VA and east to west from Patuxent Research Refuge, MD to Stafford, VA.  Click here to use CU Join to check eligibility
  3. Current member’s family members, including Spouses/Partners, Parents, Grandparents, Aunts, Uncles, Siblings, Children (including adopted, foster, and stepchildren), and Grandchildren.

Benefits

  • Traditional Products and Services
  • Easy Access and Convenience

Free Checking Account with:

  • Free T-Access (Home Banking)
  • Free Mobile App
  • Free MasterCard Debit Card
  • Free Bill Pay
  • Free Credit Monitoring
  • Free Remote Deposit
  • Free Text Banking

Online Loan Applications

  • Consumer Loans and lines of Credit
  • Mortgages

Rates as low as

7.25% APR*

Get a Head Start on your Dream Vacation with TDFCU’s Vacation Loan!

Whether you’re planning a relaxing beach escape, an adventurous getaway, or a long-overdue trip to reconnect with loved ones, now is the perfect time to make it happen!

Borrow up to $5,000 with flexible terms up to 12 months at a competitive fixed interest rate.

Affordable payments – For example, a $1,000 loan at 7.25% APR for 12 months would be just $86.06 per month.

Don’t wait—start planning your perfect vacation today!

Apply online here or check current interest rates here.

For personalized assistance, call us at (800) 344-4497 and press option 4 to speak with a Call Center Representative.

Your getaway starts with TDFCU!

*APR (Annual Percentage Rate) is subject to change without notice.  Rates quoted is the lowest rate for qualified applicants without relationship pricing.  Actual interest rate is based on individual credit history and relationship pricing.

Rates As Low As 9.99% APR*

Consolidate your debt, lower your payments, cut up some credit cards and sleep better at night. With a Treasury Department Federal Credit Union Credit Consolidation Loan, you can make your debt more manageable, and your dream of a brighter future can come true. Click here to apply online or for more information, contact our Call Center Representatives at (202) 289-1950 or (800) 344-4497, option 4 or click here to contact us by email.  

 *Annual Percentage Rate is subject to change without notice. Rate quoted is the lowest rate for qualified applicants. Actual interest rate is based on individual credit history, term and relationship pricing. 

Rates as low as

9.99% APR*

You worked hard to establish and maintain your credit.  After the last few years, it’s time to Do What You Want.   Finance your special project, purpose or desire with a TDFCU Signature Loan.  With a fixed interest rate and a fixed term, you can get the fixed payment that fit your budget.  You Earned It.

Apply for up to $20,000.    Click here to apply online or click here to check interest rates or call 800 344-4497 then press 4 to speak to a Member Service Representative for more information.

*Annual Percentage Rate is subject to change without notice. Rate quoted is the lowest rate for qualified applicants with a term of 48 months. Actual interest rate is based on individual credit history, term and relationship pricing. 

IF YOU HAVE:
1) Direct Deposit
2) Existing Loan
3) Deposit Balance of $5,000

YOU CAN RECEIVE 0.25% INTEREST RATE REDUCTION FOR EACH ON AN ELIGIBLE NEW LOAN. 

Eligible Loans:
1) All Vehicle Loans
2) Signature Loans
3) Credit Consolidation Loans
4) Vacation / Back to School Loans
5) Education Loans
6) Computer Loans
7) T-Loans 

The more you use TDFCU the greater the reduction you receive. The 0.25% to 0.75% reduction is from the interest rate you would normally receive based on your credit score. This offer cannot be used to refinance vehicle loans financed by TDFCU.  The actual interest rate is based on the individual’s credit history, credit score, loan terms and for vehicles, the amount of the down payment.  TDFCU non vehicle loans may be eligible if the balance is increased by at least $1,500. 

 Click here to apply online. For more information contact our Call Center at (202) 289-1950 or (800) 344-4497 then press 4 or click here to contact us by email.   

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Loan Application

Apply for a Consumer Loan

Join the TDFCU

Online Membership Application

TDFCU Spring Promotions

Current Promotions

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