Looking to make a big purchase to expand your home or some other significant transaction, consider our Second Mortgage Loan. With a fixed interest rate and a fixed term, you can manage your payments with the comfort of knowing your monthly payment will not change.

• Fixed Interest Rate
• Amounts Available Up to $400,000
• Up to 80% Loan to Value
• Fixed Term Up to 15 Years
• Fixed Monthly Payments

Click here to apply online or click here to check interest rates or call (800) 344-4497 then press option 4 to speak to a Call Center Representative for more information.

Actual interest rates are based on individual credit history.

Consider credit life and disability insurance for added protection from unexpected events.

Available when you need it, our Home Equity Line of Credit (HELOC) is easy to access. Use special HELOC checks the same way as normal checks, whenever you wish. Access your account online and transfer funds from your HELOC to your checking account. Advances must be a minimum of $500.

• Interest Rates as Low as Prime
• Amounts Available Up to $300,000
• Up to 80% Loan to Value
• Payments are Principal and Interest During the Draw Period Up to 10 years
• Repayment Term After Draw Period Up to 15 Years
• Use Special HELOC Checks the Same Way as Normal Checks
• Access Your Account Online and Transfer to Your Checking Account

Click here to apply online or click here to check interest rates or call (800) 344-4497 then press option 4 to speak to a Call Center Representative for more information.

The interest rate is prime, as listed in the Wall Street Journal plus a margin. Interest rates are adjustable based on prime and can adjust on the fifteenth day of the first month of the quarter, based on the prime rate on the last day of the previous quarter. The interest rate floor for the HELOC is 6.00%. Actual Interest rates are based on individual credit history. Transfers can be made online in T-Access to your other accounts with us.

Consider credit life and disability insurance for added protection from unexpected events.

More powerful than a HELOC, our Super Home Equity Line of Credit (SHELOC) can be used for home renovations, repairs or to finance an even larger purchases.

• Interest Rates as Low as Prime Minus 1%
• Amounts Available Up to $600,000
• Up to 80% Loan to Value
• Interest Only During the Draw Period Up to 10 years
• Repayment Term After Draw Period Up to 20 years
• Can Be Used for Overdraft Protection
• Funds can be transferred to your checking account online

Click here to apply online or click here to check interest rates or call (800) 344-4497 then press option 4 to speak to a Call Center Representative for more information.

Interest is prime, as listed in the Wall Street Journal plus or minus a margin. Interest rates are based on prime and can adjust on the fifteenth day of each month. The interest rate floor for the SHELOC is 3.25%. Actual interest rates are based on individual credit history. The minimum initial withdrawal is $5,000. This product can be tied to your checking account for overdraft protection.

Consider credit life and disability insurance for added protection from unexpected events.

Help protect your biggest investment—inside and out.

The TruStage^™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.

It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.

TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*

• Potential savings for [CreditUnionName] members
• Discounts for multiple policies
• 24/7 claims, even on holidays
• Inflation protection
• Temporary housing assistance when you need it

Don’t wait. It’s simple to [get a free quote] today.

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A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage