Unsecured Lending Products - Treasury Department FCU

Get a Head Start on Holiday Plans with TDFCU’s Holiday Loan!

Whether it’s a much-needed getaway, gifts for loved ones, or just some extra holiday cheer, now is the perfect time to get started!

Borrow up to $5,000 with terms up to 12 months at a competitive fixed interest rate. For example, payments on $1,000 at 7.25% APR* for 12 months would be just $86.06.

Ready to make the holidays special? Apply online here or check current interest rates here. For personalized assistance, call us at (800) 344-4497 and press option 4 to speak to a Call Center Representative.

*APR (Annual Percentage Rate) is subject to change without notice. Rate quoted is the lowest rate for qualified applicants without relationship pricing. Actual interest rate is based on individual credit history and relationship pricing.

The Treasury Department Federal Credit Union offers MasterCard EMV Credit Cards. EMV is the global standard for authenticating chip card transactions.

No annual fee
Low everyday interest rates
25 days grace
uChoose Rewards
Interest rates will be tiered based on your credit history
Introductory interest rates for cardholders – new Credit Cardholders will receive a six-month introductory interest rate for purchases and for balance transfers.
Different interest rates apply to cash advances
Extended Warranty
Price protection
Identity Theft Resolution Services
MasterCard Global Services

With a TDFCU MasterCard EMV Credit Card, you are automatically enrolled in our uChoose Rewards Program. Earn Merchant Bonus Points for certain purchases and then plan your next getaway – on us! The uChoose Rewards Program has a variety of awards options: air travel, hotel stays, car rentals, cruises, vacation packages, experience awards, and more. TDFCU has the right to change or cancel this reward program at any time. For quick reference and a full awards list, visit www.uchooseRewards.com.

Click here to review the MasterCard Credit Card Agreement.

Apply for up to $20,000. Interest rates are based on individual credit history. Consider credit life and disability insurance for added protection from unexpected events.

Balance Transfer

Save when you transfer your high interest rate credit card balances to our low interest rate credit card. NO GIMMICKS, JUST A LOW RATE!

Click here to apply online or click here to check interest rates or call 800 344-4497 then press option 4 to speak to a Call Center Representative for more information.

An Overdraft Line of Credit/Signature Line of Credit provides overdraft protection for your share draft checking account. On those rare occasions when your deposits are slower than your checks, your overdraft line of credit will ensure that your checks are paid up to the amount of your available credit limit. In addition, an overdraft line of credit is a revolving line of credit that you can access whenever you wish for whatever reason you choose. Simply write a check, use your ATM or Mastercard debit card, or transfer funds online from your overdraft line of credit to your checking account.

Consider an overdraft line of credit even if you do not plan to use it. There is no charge for an unused overdraft line of credit and even when you use it, the expense is less than a bounced check or courtesy pay fees.

Click here to apply online or click here to check interest rates or call (800) 344-4497 then press option 4 to speak to a Call Center Representative for more information.

Apply for up to $15,000. Interest rates are based on individual credit history. Consider credit life and disability insurance for added protection from unexpected events.

Finance your special project, purpose, or desire with a Treasury Department Federal Credit Union Signature Loan. With fixed interest rates and a fixed term, you can get the fixed payments that fit your budget.

Apply for up to $20,000. Interest rates are based on individual credit history. Consider credit life and disability insurance for added protection from unexpected events.